Win Loan

Investing in innovation, honesty and transparency in the (medium) long term

The winwin loan is a subordinated loan that allows Flemish individuals to invest in Flemish SMEs at a taxadvantage
such as Forcit Benelux.

 
 

What are the benefits?

Jaarlijks rendement tot 7% in 2025 bestaande uit:

  • Jaarlijkse rente tot 4,5%

  • Annual tax credit of 2.5%. A tax credit is given to every individual. Regardless of whether a person pays many, few or no taxes.

Een WinWin lening zorgt dus voor een totaal jaarlijks voordeel op het uitgeleende bedrag. De min. en max. percentages zijn wettelijk vastgelegd.

 
 

  • In case of failure, the lender receives an additional guarantee from the government. 30% of the outstanding/lost balance will be returned to the lender's account by the government.

  • As a lender, you can lend up to a maximum of 75,000 euros. Again, this is set by law. There is no minimum amount. Forcit has low entry requirements (from €5000) so lenders can lend even a small amount to the Forcit cooperative.

  • The term of the WinWin loan is free to choose between minimum 5 years and maximum 10 years.

  • Finally, Forcit has 3 redemption methods: A degressive, constant, and single repayment method. The impact of the methods on the loan can be found through the PMV calculator.

 

Does the WinWin loan appeal to you?

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